Rates from 0.89% / Month 
Up to 24 months 
Borrow up to 75% Loan to Value 
Fast completion 
1st or 2nd legal charge 

Development Finance 

Development finance allows small house builders to borrow funds on a staged draw-down basis, paying interest only on what they borrow. Funds are used for the build costs of a development and valued before each drawdown. On sale or refinance of the properties interest and capital is repaid. 

Bridging Loans 

Arranging mortgages can be costly in terms of time, bridging loans can bridge the time gap between property purchase and a mortgage product being available. A bridging loan can be from 3-24 months and can help businesses purchase commercial or residential property. Bridging loans can also be used to purchase bare land or land with planning for property development. 

Property Purchase 

Purchase a property quickly and efficiently without long term debt and utilise flexible finance for up to 24 months, with the ability to repay at any time with no penalties and with the option to pay the interest monthly or at the end of the term. 

Property Refurbishment 

Looking to buy a property to flip for profit? WCF can help not only with the purchase but also the refurbishment works which can be used for anything from redecoration and aesthetics to electrical or even drainage works. 

Auction Finance 

Auction finance can be used to purchase a multitude of different properties from Commercial, Residential, Semi Commercial, Mixed use, HMO’s and Land. Even if the property is unmortgageable we may be able to help. We can give you a “hunting” pot available for you to bid at any auction. 

Below Market Purchase 

If you are looking to purchase a property at below market value (also known as a transaction under value) WCF can assist. 

Secured Business Loan 

Secured Business loans can use business property or personal property to underpin the security. The loan can be used for any business purpose from debt consolidation, through to purchasing plant and machinery; its often cheaper than most unsecured loans. 

Hunting Fund 

A Hunting Fund is a pre-approved facility allowing the confidence to make offers on properties with the knowledge the purchase will be funded subject to a suitable valuation. The contribution can be made in a cash contribution or with additional security pledged, which would allow 100% funding. 

Stock Funding 

Stocking Finance is notoriously hard to come by and is generally expensive; in most situations this type of finance is not available for unfinished goods or raw materials. WCF can help with a secured facility against property assets giving available funds to purchase raw materials, unfinished goods and ready to sell stock. In most cases this facility is cheaper than a traditional stocking finance facility, much less hassle and administration ongoing. The facility can be paid back early after the initial period with no penalty and is generally repaid through profits from the stock orders. 

Talk to us today to see how we can help 

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